I am in my thirties and I remember thinking in my later twenties that I could retire and not have to worry about my retirement funds. Then, the recession hit and I lost much of my pension after the stocks took a nose dive. I could not believe how much of my pension finance was gone. I was most sad when I saw that the start up companies that I first invested in lost all of their value. I believed in these small businesses and as a result I invested a lot of money in each of their companies and stock. It broke my heart when I saw that they lost a lot of their value.